Buying a Home in South Phoenix, AZ Are you ready to begin your home buying journey? If you are not planning to pay in cash and plan to use a mortgage loan, the first step is to find a great lender. The mortgage lender and the real estate agent will be your best friends throughout the entire process. Every step of the way. It is important that you find people that you like and trust. Emilia Loaiza, a fabulous lender with Gateway Mortgage, and myself have teamed up to be your one stop shop for home buying. Emilia will work on finding you the best loan to fit your needs and I will help you find your new home. Why … [Read more...]
Did Your Mortgage Forbearance End?
Did Your Mortgage Forbearance End? If you applied for a mortgage forbearance earlier this year and it has now ended, or is due to end, you will need to make a decision. That money could be due now in one lump sum, depending on the terms of your forbearance. Some lenders are allowing you to apply for a second forbearance. If you are not in a position to pay back all the past due payments in one lump sum, then you will need to think about what your next steps will be. Selling? Renting out your home? Possibly refinancing? Recession Memories During the big mortgage meltdown in the early 2000's, many people faced … [Read more...]
One of the Valley’s Best Kept Secrets
One of the Valley's Best Kept Secrets In my opinion, South Phoenix is one of the valley's best kept secrets. Living here has so many benefits. We are just a few miles south of the bustling downtown Phoenix area. One of the largest municipal parks in the nation, South Mountain Park, is right in our own backyard. It is teeming with miles and miles of beautiful trails perfect for hiking, horseback riding, jogging, and just being able to spend time in nature. Great restaurants Our restaurant scene continues to grow. Throughout the Baseline Corridor and beyond, we offer BBQ, soul food, Mexican food, Chinese food, pastry … [Read more...]
Lista de casas de venta en sur Phoenix
Lista de casas de venta en sur Phoenix Aquí les comparto una lista de casas de venta en sur Phoenix. Bueno, van a ser dos listas, depende de lo que usted esté buscando en su nueva casa. Comprar casa es una inversión positiva con muchas ventajas. Nosotros estamos aquí para ayudarles con su compra desde el primer paso hasta el día que les podamos entregar las llaves. Nuestra area tiene mucho que ofrecer y está bien ubicada. Estamos al centro del valle, cerca de las autopistas. Muy pronto llegará el tren ligero. Ya ha comenzado la construcción por la Avenida Central. Casas sin asociación y con asociación Hoy en … [Read more...]
First Time Home Seller in Phoenix, AZ
First Time Home Seller in Phoenix, AZ Are you a first time home seller? The process for selling is similar to the buying process. You can try and do it yourself as a For Sale By Owner listing. However, I would recommend you hire a real estate professional. I mean, if you had to go to court, would you try to do it without hiring an attorney? Especially if the other party has professional representation. It makes sense that you have someone, too. What fees am I responsible for in the sale of my home? When you bought your home, you more than likely did not pay your buyer's agent directly. That commission typically … [Read more...]
Prestamistas De Hipotecas En Phoenix, AZ
Prestamistas De Hipotecas En Phoenix, AZ ¿Está planeando comprar casa en Phoenix, AZ? Si no va a comprar con dinero en efectivo, la otra opción es aplicar para que le den un préstamo de hipoteca. Hay muchos prestamistas disponibles en nuestra ciudad. Para una compra tan grande como la de comprar casa, es importante escoger a alguien que este listo para servirle. Alguien que tenga experiencia en aconsejar sobre las diferentes opciones disponibles y asistirle en escoger la mejor hipoteca que le convenga a usted. Cuando uno de mis clientes me piden que les recomienda un prestamista, les recomienda a Melissa Monjaraz … [Read more...]
¿Cuáles son los pasos en el proceso de vender mi casa en Phoenix?
¿Cuáles son los pasos en el proceso de vender mi casa en Phoenix? Si usted está considerando vender su casa, es importante saber lo que pasa durante el proceso de venta. Hay muchos pasos que realizar para que se llegue a finalizar la venta. Si está vendiendo con la representación de un agente de bienes raíces, les podrá guiar paso por paso. Es una gran ventaja trabajar con un agente que tiene experiencia en ventas y podrá anticipar dificultades. Hay cosas inesperables en cada venta. Teniendo un agente que sepa navegarlas para que siga el proceso hace la diferencia entre finalizar su venta o no. Resumen del … [Read more...]
Agente de bienes raíces en sur Phoenix
Agente de bienes raíces en sur Phoenix Hola, yo me llamo Luz Ibarra Ceballos. Soy agente de bienes raíces aquí en sur Phoenix. He vivido en sur Phoenix desde 1981. Mi familia llegó a las Estados Unidos en 1980. Vivimos en Caifornia por unos meses, y luego mi papá decidió que nos vinieramos a Phoenix. Llegamos con un amigo de mi papá, y muy pronto mis papas ahorraron para rentar una casa cerca de la 16 calle y la avenida Southern. Me acuerdo que cuando llegamos a esa casa, todavía no habian puesto la luz. Los vecinos nos pasaron luz por una extension larga, larga que conectaron entre nuestra casa y la de ellos. … [Read more...]
Why Didn’t My House Sell in Phoenix?
Why Didn't My House Sell in Phoenix? Did you try selling your home and your home listing ended up expiring? Or maybe your experience was not what you expected and you cancelled your listing contract. Either way, it can be frustrating to start the process and not be able to accomplish your goals due to your home not selling. There are many possible reasons for why your home did not sell. It could be due to marketing, price, the agent. If your agent provided feedback from the potential buyers that saw your home, what did the feedback say? Whether the listing cancelled or expired, once that happened, you probably … [Read more...]
July 2020 Phoenix Market Snapshot
July 2020 Phoenix Market Snapshot Our real estate market here in Phoenix continues to move quickly. Homes are selling fast, particularly in the lower price points. The multiple offers continue to make buying a little bit challenging for all of our qualified buyers out there. We are seeing many buyers waiving the appraisal and inspection contingencies. I would think long and hard before doing that, especially if the buyer is using an FHA or VA loan. We are seeing offers above list price, buyers paying the difference above appraised price. It is incredibly competitive out there. If you are planning to buy right … [Read more...]
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